Welfare broker

INSURANCE PLANNING AND SERVICE

Mailing address (most recent filing)

COMPANY, LLC

6505 LEE HWY

CHATTANOOGA, TN 374212420

Total comp: $27K
Commissions: $27K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where INSURANCE PLANNING AND SERVICE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIANCE STANDARD LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIANCE STANDARD LIFE INSURANCE COMPANY	1	$348K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$348K	0.1%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INSURANCE PLANNING AND SERVICE's plans by broker comp / premium ratio. Median 7.05% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of INSURANCE PLANNING AND SERVICE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INSURANCE PLANNING AND SERVICE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WEST TENNESSEE BONE & JOINT INSTITUTE WEST TENNESSEE BONE & JOINT CLINIC, P.C. LIFE AND DISABILITY PLAN	TN	$348K	$25K	RELIANCE MATRIX