Welfare broker

INSURANCE PLANNING GROUP

Mailing address (most recent filing)

PO BOX 100

HAYS, KS 67601

Total comp: $359K
Commissions: $283K
Fees: $77K
Filings: 21
Sponsors: 21

Carrier mix

Where INSURANCE PLANNING GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$34K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KS	1	$34K	0.1%	134.67x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INSURANCE PLANNING GROUP's plans by broker comp / premium ratio. Median 9.44% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of INSURANCE PLANNING GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INSURANCE PLANNING GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NEX-TECH WIRELESS, LLC NEX-TECH WIRELESS, LLC STD PLAN	KS	$34K	$3K	UNITED OF OMAHA LIFE INSURANCE COMPANY