Welfare broker

INSURANCE FORCE INC

Mailing address (most recent filing)

105 EASTERN AVE

SUITE 204

ANNAPOLIS, MD 21403

Carrier mix

Where INSURANCE FORCE INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	4	$7.7M	66.7%
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$173K	16.7%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.3M	16.7%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	6	$9.2M	0.4%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INSURANCE FORCE INC's plans by broker comp / premium ratio. Median 5.84% vs welfare-wide median 6.29% (n=6).

Prospect-flag exposure · vs market baseline

Share of INSURANCE FORCE INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-6 of 6 sponsors where INSURANCE FORCE INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BLEND 360, LLC BLEND 360, LLC HEALTH & WELFARE PLAN	MD	$3.7M	$192K	CAREFIRST OF MARYLAND, INC.
CORPORATE BROKERS, LLC DBA TENTIAL CORPORATE BROKERS, LLC DBA TENTIAL (MEDICAL, DENTAL, VISION)	MD	$1.2M	$94K	CAREFIRST OF MARYLAND, INC.
KA SUPPORT SERVICES, LLC KA SUPPORT SERVICES, LLC HEALTH & WELFARE PLAN	MD	$1.7M	$89K	CAREFIRST BLUECHOICE INCCAREFIRST OF MARYLAND INC
EMAGINE IT, INC. EMAGINE IT, INC. HEALTH & WELFARE PLAN	MD	$1.1M	$70K	GROUP HOSPITALIZATION MEDICAL SERVICES INC CAREFIRST BLUECHOICE INC
BEST PLUMBING SPECIALTIES, INC. BEST PLUMBING SPECIALTIES, INC. HEALTH & WELFARE BENEFIT PLAN	MD	$1.3M	$58K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
JOBS IN USA, LLC JOBS IN USA, LLC WELFARE BENEFIT PLAN	MD	$173K	$23K	SUN LIFE ASSURANCE COMPANY OF CANADA