Welfare broker

INSURANCE CONSULTING GROUP INC

Mailing address (most recent filing)

4735 SPOTTSWOOD AVENUE, SUITE 204

MEMPHIS, TN 38117

Total comp: $291K
Commissions: $134K
Fees: $158K
Filings: 7
Sponsors: 7

Carrier mix

Where INSURANCE CONSULTING GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	2	$4.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$1.3M	0.1%	32.46x
FL	1	$2.8M	0.0%	12.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INSURANCE CONSULTING GROUP INC's plans by broker comp / premium ratio. Median 8.75% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of INSURANCE CONSULTING GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where INSURANCE CONSULTING GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HELM BANK USA HELM BANK USA EMPLOYEE BENEFITS PLAN	FL	$2.8M	$208K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
DUNAVANT ENTERPRISES, INC. DUNAVANT ENTERPRISES, INC. GROUP INSURANCE PLAN	TN	$1.3M	$136K	CIGNA HEALTHCARE

Carrier

Plans

Premium

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$4.2M

100.0%

State

Plans

Premium

State share

Index

$1.3M

0.1%

32.46x

$2.8M

0.0%

12.70x

Sponsor

Loc

Premium

Comp

Carrier

HELM BANK USA

HELM BANK USA EMPLOYEE BENEFITS PLAN

$2.8M

$208K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

DUNAVANT ENTERPRISES, INC.

DUNAVANT ENTERPRISES, INC. GROUP INSURANCE PLAN

$1.3M

$136K

CIGNA HEALTHCARE