Welfare broker

INSPRO INC

Mailing address (most recent filing)

2095 EAST BIG BEAVER

#100

TROY, MI 48083

Total comp: $234K
Commissions: $130K
Fees: $104K
Filings: 15
Sponsors: 15

Carrier mix

Where INSPRO INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY33.3%
UNITED OF OMAHA LIFE INSURANCE COMPANY33.3%
AUXIANT33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$957K	33.3%
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$36K	33.3%
AUXIANT	1	$491K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NE	2	$527K	0.3%	107.28x
MI	1	$957K	0.0%	13.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INSPRO INC's plans by broker comp / premium ratio. Median 9.82% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of INSPRO INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where INSPRO INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TMCO, INC TMCO, INC MEDICAL PLAN	NE	$491K	$48K	AUXIANT
A-LINE STAFFING SOLUTIONS LLC A-LINE STAFFING SOLUTIONS LLC EMPLOYEE BENEFITS PLAN	MI	$957K	$46K	UNITEDHEALTHCARE INSURANCE COMPANY
MIDLAND UNIVERSITY MIDLAND UNIVERSITY LIFE/LTD INSURANCE PLAN	NE	$36K	$5K	UNITED OF OMAHA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$957K

33.3%

UNITED OF OMAHA LIFE INSURANCE COMPANY

$36K

33.3%

AUXIANT

$491K

33.3%

State

Plans

Premium

State share

Index

$527K

0.3%

107.28x

$957K

0.0%

13.72x

Sponsor

Loc

Premium

Comp

Carrier

TMCO, INC

TMCO, INC MEDICAL PLAN

$491K

$48K

AUXIANT

A-LINE STAFFING SOLUTIONS LLC

A-LINE STAFFING SOLUTIONS LLC EMPLOYEE BENEFITS PLAN

$957K

$46K

UNITEDHEALTHCARE INSURANCE COMPANY

MIDLAND UNIVERSITY

MIDLAND UNIVERSITY LIFE/LTD INSURANCE PLAN

$36K

$5K

UNITED OF OMAHA LIFE INSURANCE COMPANY