Welfare broker

INSPIRE WORKFORCE OF KENTUCKY

Mailing address (most recent filing)

8888 KEYSTONE CROSSING BLVD

INDIANAPOLIS, IN 46240

Total comp: $107K
Commissions: $83K
Fees: $24K
Filings: 2
Sponsors: 2

Carrier mix

Where INSPIRE WORKFORCE OF KENTUCKY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$12K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	1	$12K	0.0%	19.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INSPIRE WORKFORCE OF KENTUCKY's plans by broker comp / premium ratio. Median 15.92% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of INSPIRE WORKFORCE OF KENTUCKY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INSPIRE WORKFORCE OF KENTUCKY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MERRICK HARDWOODS, INC. MERRICK HARDWOODS - BENEFITS MERRICK HARDWOODS	KY	$12K	$2K	STANDARD INSURANCE COMPANY