Welfare broker

INSIGHT BENEFITS ADMINSTRATORS

Mailing address (most recent filing)

3033ORCHARDVISTADRIVE

SUITE 3

GRANDRAPIDS, MI 49546

Total comp: $50K
Commissions: $877
Fees: $49K
Filings: 2
Sponsors: 2

Carrier mix

Where INSIGHT BENEFITS ADMINSTRATORS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$10K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$10K	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INSIGHT BENEFITS ADMINSTRATORS's plans by broker comp / premium ratio. Median 9.22% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of INSIGHT BENEFITS ADMINSTRATORS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INSIGHT BENEFITS ADMINSTRATORS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LAFATA MANAGEMENT INC., LAFATA MANAGEMENT INC.,	MI	$10K	$877	PRINCIPAL LIFE INSURANCE COMPANY