Welfare broker

INS OFFICE OF AMERICA INC

Mailing address (most recent filing)

PO BOX 162207

ALTAMONTE SPRINGS, FL 32716

Total comp: $20K
Commissions: $16K
Fees: $4K
Filings: 9
Sponsors: 9

Carrier mix

Where INS OFFICE OF AMERICA INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIASTAR LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIASTAR LIFE INSURANCE COMPANY	1	$370K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
GA	1	$370K	0.0%	15.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INS OFFICE OF AMERICA INC's plans by broker comp / premium ratio. Median 0.79% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of INS OFFICE OF AMERICA INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INS OFFICE OF AMERICA INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RENT GROUP INC. RENT GROUP INC. WELFARE BENEFIT PLAN	GA	$370K	$3K	RELIASTAR LIFE INSURANCE COMPANY