Welfare broker

INOVA LLC

Mailing address (most recent filing)

1314 ELLSWORTH INDUSTRIAL BLVD

ATLANTA, GA 30318

Total comp: $98K
Commissions: $36K
Fees: $62K
Filings: 2
Sponsors: 2

Carrier mix

Where INOVA LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$180K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$180K	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INOVA LLC's plans by broker comp / premium ratio. Median 18.75% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of INOVA LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INOVA LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NORTH STAR INSURANCE ADVISORS, LLC NORTH STAR INSURANCE ADVISORS BENEFIT PLAN	MO	$180K	$34K	CIGNA HEALTH AND LIFE INSURANCE COMPANY