Welfare broker

INNOVATIVE INSURANCE SOLUTIONS LLC

Mailing address (most recent filing)

PO BOX 276

FOREST HILL, MD 21050

Total comp: $65K
Commissions: $56K
Fees: $9K
Filings: 6
Sponsors: 6

Carrier mix

Where INNOVATIVE INSURANCE SOLUTIONS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	1	$1.5M	0.1%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INNOVATIVE INSURANCE SOLUTIONS LLC's plans by broker comp / premium ratio. Median 2.80% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of INNOVATIVE INSURANCE SOLUTIONS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INNOVATIVE INSURANCE SOLUTIONS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TENAX TECHNOLOGIES, LLC TENAX TECHNOLOGIES, LLC HEALTH AND WELFARE BENEFIT PLAN	MD	$1.5M	$42K	CAREFIRST BLUECHOICE, INC.