Welfare broker

INNOVATIVE INSURANCE RESOURCES

Mailing address (most recent filing)

615 PIIKOI ST., STE. #1717

HONOLULU, HI 96814

Total comp: $49K
Commissions: $17K
Fees: $32K
Filings: 1
Sponsors: 1

Carrier mix

Where INNOVATIVE INSURANCE RESOURCES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNIVERSITY HEALTH ALLIANCE100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNIVERSITY HEALTH ALLIANCE	1	$755K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
HI	1	$755K	0.2%	283.20x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INNOVATIVE INSURANCE RESOURCES's plans by broker comp / premium ratio. Median 6.78% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of INNOVATIVE INSURANCE RESOURCES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INNOVATIVE INSURANCE RESOURCES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PACIFIC TRANSFER LLC PACIFIC TRANSFER LLC WELFARE BENEFIT PLAN	HI	$755K	$51K	UNIVERSITY HEALTH ALLIANCE