Welfare broker

INNOVATIVE BENEFIT PLANS, LLC

Mailing address (most recent filing)

10151 SE SUNNYSIDE RD

STE 410

CLACKAMAS, OR 97015

Total comp: $32K
Commissions: $31K
Fees: $1K
Filings: 4
Sponsors: 4

Carrier mix

Where INNOVATIVE BENEFIT PLANS, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY75.0%
KAISER FOUNDATION HEALTH PLAN INC25.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	3	$61K	75.0%
KAISER FOUNDATION HEALTH PLAN INC	1	$1.1M	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OR	4	$1.2M	0.4%	104.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INNOVATIVE BENEFIT PLANS, LLC's plans by broker comp / premium ratio. Median 10.87% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of INNOVATIVE BENEFIT PLANS, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where INNOVATIVE BENEFIT PLANS, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LRS ARCHITECTS, INC LRS GROUP INSURANCE PLAN	OR	$1.1M	$26K	KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST
HENNEBERY EDDY ARCHITECTS, INC. HENNEBERY EDDY ARCHITECTS LONG TERM DISABILITY PLAN	OR	$29K	$3K	UNITED OF OMAHA LIFE INSURANCE COMPANY
HENNEBERY EDDY ARCHITECTS, INC. HENNEBERY EDDY ARCHITECTS LIFE/AD&D INSURANCE PLAN	OR	$17K	$2K	UNITED OF OMAHA LIFE INSURANCE COMPANY
HENNEBERY EDDY ARCHITECTS, INC. HENNEBERY EDDY ARCHITECTS SHORT TERM DISABILITY PLAN	OR	$15K	$2K	UNITED OF OMAHA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITED OF OMAHA LIFE INSURANCE COMPANY

$61K

75.0%

KAISER FOUNDATION HEALTH PLAN INC

$1.1M

25.0%

State

Plans

Premium

State share

Index

$1.2M

0.4%

104.57x

Sponsor

Loc

Premium

Comp

Carrier

LRS ARCHITECTS, INC

LRS GROUP INSURANCE PLAN

$1.1M

$26K

KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST

HENNEBERY EDDY ARCHITECTS, INC.

HENNEBERY EDDY ARCHITECTS LONG TERM DISABILITY PLAN

$29K

$3K

UNITED OF OMAHA LIFE INSURANCE COMPANY

HENNEBERY EDDY ARCHITECTS, INC.

HENNEBERY EDDY ARCHITECTS LIFE/AD&D INSURANCE PLAN

$17K

$2K

UNITED OF OMAHA LIFE INSURANCE COMPANY

HENNEBERY EDDY ARCHITECTS, INC.

HENNEBERY EDDY ARCHITECTS SHORT TERM DISABILITY PLAN

$15K

$2K

UNITED OF OMAHA LIFE INSURANCE COMPANY