Welfare broker

INNOVATE WORKPLACE BENEFITS

Mailing address (most recent filing)

UNKNOWN

FORT LAUDERDALE, FL 33312

Total comp: $40K
Commissions: $40K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where INNOVATE WORKPLACE BENEFITS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$6.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$6.0M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INNOVATE WORKPLACE BENEFITS's plans by broker comp / premium ratio. Median 1.78% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of INNOVATE WORKPLACE BENEFITS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INNOVATE WORKPLACE BENEFITS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PRIME MOVER HOLDINGS, LLC PRIME MOVER HOLDINGS, LLC HEALTH AND WELFARE PLAN	FL	$6.0M	$107K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES