Welfare broker

INNOVARE HEALTH PLAN GROUP, INC

Mailing address (most recent filing)

5060 S BARNES CT

SPRINGFIELD, MO 65804

Total comp: $101K
Commissions: $101K
Fees: $275
Filings: 4
Sponsors: 4

Carrier mix

Where INNOVARE HEALTH PLAN GROUP, INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BERKLEY LIFE AND HEALTH INSURANCE COMPANY50.0%
UNITED OF OMAHA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BERKLEY LIFE AND HEALTH INSURANCE COMPANY	1	$650K	50.0%
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$127K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	2	$777K	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INNOVARE HEALTH PLAN GROUP, INC's plans by broker comp / premium ratio. Median 22.52% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of INNOVARE HEALTH PLAN GROUP, INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where INNOVARE HEALTH PLAN GROUP, INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ARCHITECTURAL SYSTEMS, INC BECKWITH ARCHITECTURAL SYSTEMS, INC. BENEFIT PLAN	MO	$650K	$196K	BERKLEY LIFE & HEALTH INSURANCE CO
EDMONDS DENTAL PROSTHETICS, INC. EDMONDS DENTAL PROSTHETICS, INC. EMPLOYEE WELFARE BENEFIT PLAN	MO	$127K	$19K	UNITED OF OMAHA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

BERKLEY LIFE AND HEALTH INSURANCE COMPANY

$650K

50.0%

UNITED OF OMAHA LIFE INSURANCE COMPANY

$127K

50.0%

State

Plans

Premium

State share

Index

$777K

0.0%

17.86x

Sponsor

Loc

Premium

Comp

Carrier

ARCHITECTURAL SYSTEMS, INC BECKWITH

ARCHITECTURAL SYSTEMS, INC. BENEFIT PLAN

$650K

$196K

BERKLEY LIFE & HEALTH INSURANCE CO

EDMONDS DENTAL PROSTHETICS, INC.

EDMONDS DENTAL PROSTHETICS, INC. EMPLOYEE WELFARE BENEFIT PLAN

$127K

$19K

UNITED OF OMAHA LIFE INSURANCE COMPANY