Welfare broker

INNOVA INSURANCE SOLUTIONS

Mailing address (most recent filing)

3191 W. TEMPLE AVE

SUITE 285

POMONA, CA 91768

Carrier mix

Where INNOVA INSURANCE SOLUTIONS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$2.6M	40.0%
HEALTH NET	1	$1.3M	20.0%
ANTHEM LIFE INSURANCE COMPANY	1	$14K	20.0%
AETNA LIFE INSURANCE COMPANY	1	$1.7M	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	4	$4.5M	0.0%	10.20x
PA	1	$1.1M	0.0%	4.80x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INNOVA INSURANCE SOLUTIONS's plans by broker comp / premium ratio. Median 6.65% vs welfare-wide median 6.29% (n=5).

Prospect-flag exposure · vs market baseline

Share of INNOVA INSURANCE SOLUTIONS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where INNOVA INSURANCE SOLUTIONS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
STOCKDALE MANAGEMENT, LLC STOCKDALE MANAGEMENT, LLC WELFARE BENEFITS PLAN	CA	$1.5M	$148K	UNITEDHEALTHCARE INSURANCE COMPANY
MSI COMPUTER CORP MSI COMPUTER CORP HEALTH AND WELFARE PLAN	CA	$1.7M	$123K	AETNA HEALTH, INC.
SHIMS BARGAIN, INC. DBA JC SALES JC SALES HEALTH & WELFARE PLAN	CA	$1.3M	$79K	HEALTH NET
QTC COMMERCIAL SERVICES, LLC QTC COMMERCIAL SERVICES, LLC EMPLOYEE BENEFITS PLAN	PA	$1.1M	$74K	UNITEDHEALTHCARE INSURANCE COMPANY
PROPERTY MANAGEMENT ASSOCIATES, INC. PROPERTY MANAGEMENT ASSOCIATES, INC. BENEFITS PLAN	CA	$14K	$702	ANTHEM LIFE INSURANCE COMPANY