Welfare broker

INDEPENDENT GROUP & LIFE AGENCY

Mailing address (most recent filing)

100 HILTON AVE, M20

GARDEN CITY, NY 11530

Total comp: $7K
Commissions: $7K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where INDEPENDENT GROUP & LIFE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$88K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$88K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INDEPENDENT GROUP & LIFE AGENCY's plans by broker comp / premium ratio. Median 7.58% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of INDEPENDENT GROUP & LIFE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INDEPENDENT GROUP & LIFE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NATIONAL MINORITY SUPPLIER DEVELOPMENT COUNCIL, INC. NATIONAL MINORITY SUPPLIER DEVELOPMENT COUNCIL, INC. LIFE & LONG TERM DISABILITY INSURANCE PLAN	NY	$88K	$7K	LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK

Carrier

Plans

Premium

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$88K

100.0%

State

Plans

Premium

State share

Index

$88K

0.0%

19.82x

Sponsor

Loc

Premium

Comp

Carrier

NATIONAL MINORITY SUPPLIER DEVELOPMENT COUNCIL, INC.

NATIONAL MINORITY SUPPLIER DEVELOPMENT COUNCIL, INC. LIFE & LONG TERM DISABILITY INSURANCE PLAN

$88K

$7K

LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK