Welfare broker

INDEPENDENCE PLANNING GROUP

Mailing address (most recent filing)

1767 SENTRY PKWY W

BLUE BELL, PA 19422

Total comp: $110K
Commissions: $32K
Fees: $78K
Filings: 35
Sponsors: 35

Carrier mix

Where INDEPENDENCE PLANNING GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

GERBER LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
GERBER LIFE INSURANCE COMPANY	1	$516K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MT	1	$516K	0.4%	434.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INDEPENDENCE PLANNING GROUP's plans by broker comp / premium ratio. Median 18.36% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of INDEPENDENCE PLANNING GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INDEPENDENCE PLANNING GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ROCKY MOUNTAIN ELK FOUNDATION INC ROCKY MOUNTAIN ELK FOUNDATION BENEFIT PLAN	MT	$516K	$95K	GERBER LIFE