Welfare broker

IDM INSURANCE SERVICES

Mailing address (most recent filing)

19701 BETHEL CHURCH RD STE 103

CORNELIUS, NC 28031

Total comp: $113K
Commissions: $113K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where IDM INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
METROPOLITAN LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.5M	50.0%
METROPOLITAN LIFE INSURANCE COMPANY	1	$39K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$39K	0.0%	22.94x
NC	1	$1.5M	0.0%	23.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of IDM INSURANCE SERVICES's plans by broker comp / premium ratio. Median 8.72% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of IDM INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where IDM INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MPAY INC MPAY INC WRAP PLAN	NC	$1.5M	$73K	UNITEDHEALTHCARE INSURANCE COMPANY
INTEGRITY AUTO SPECIALISTS, INC. INTEGRITY AUTO SPECIALISTS, INC. WELFARE BENEFIT PLAN	VA	$39K	$5K	METROPOLITAN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$1.5M

50.0%

METROPOLITAN LIFE INSURANCE COMPANY

$39K

50.0%

State

Plans

Premium

State share

Index

$39K

0.0%

22.94x

$1.5M

0.0%

23.86x

Sponsor

Loc

Premium

Comp

Carrier

MPAY INC

MPAY INC WRAP PLAN

$1.5M

$73K

UNITEDHEALTHCARE INSURANCE COMPANY

INTEGRITY AUTO SPECIALISTS, INC.

INTEGRITY AUTO SPECIALISTS, INC. WELFARE BENEFIT PLAN

$39K

$5K

METROPOLITAN LIFE INSURANCE COMPANY