Welfare broker

IBG INTEGRATED BENEFITS GROUP

Mailing address (most recent filing)

UNKNOWN

SOUTH NATICK, MA 01760

Total comp: $18K
Commissions: $18K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where IBG INTEGRATED BENEFITS GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	1	$1.4M	0.0%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of IBG INTEGRATED BENEFITS GROUP's plans by broker comp / premium ratio. Median 3.95% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of IBG INTEGRATED BENEFITS GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where IBG INTEGRATED BENEFITS GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TRANS NATIONAL GROUP SERVICES, LLC TRANS NATIONAL GROUP SERVICES, LLC EMPLOYEE BENEFITS PLAN	MA	$1.4M	$57K	BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.