Welfare broker

IBC INSURANCE AGENCY LTD

Mailing address (most recent filing)

PO BOX 39790

SAN ANTONIO, TX 782186790

Total comp: $63K
Commissions: $62K
Fees: $1K
Filings: 4
Sponsors: 4

Carrier mix

Where IBC INSURANCE AGENCY LTD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$0	50.0%
BLUE CROSS OF CALIFORNIA	1	$0	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	2	$0	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of IBC INSURANCE AGENCY LTD's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of IBC INSURANCE AGENCY LTD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where IBC INSURANCE AGENCY LTD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PW HEALTH SERVICES LLC PW HEALTH SERVICES LLC DBA BRIGHTSTAR CARE	TX	$0	$53K	BLUECROSS BLUESHIELD OF TEXAS
PW HEALTH SERVICES LLC PW HEALTH SERVICES LLC DBA BRIGHTSTAR CARE	TX	$0	$8K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

50.0%

BLUE CROSS OF CALIFORNIA

50.0%

State

Plans

Premium

State share

Index

0.0%

16.72x

Sponsor

Loc

Premium

Comp

Carrier

PW HEALTH SERVICES LLC

PW HEALTH SERVICES LLC DBA BRIGHTSTAR CARE

$53K

BLUECROSS BLUESHIELD OF TEXAS

PW HEALTH SERVICES LLC

PW HEALTH SERVICES LLC DBA BRIGHTSTAR CARE

$8K

PRINCIPAL LIFE INSURANCE COMPANY