Welfare broker

IBA, LLC

Mailing address (most recent filing)

14212 VESTAL COURT

CARMEL, IN 46033

Total comp: $6K
Commissions: $6K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where IBA, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

COMPANION LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
COMPANION LIFE INSURANCE COMPANY	1	$59K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$59K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of IBA, LLC's plans by broker comp / premium ratio. Median 7.96% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of IBA, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where IBA, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LONE STAR AMBULANCE SERVICE, INC. LONE STAR AMBULANCE SERVICE, INC. EMPLOYEE BENEFITS PLAN	TX	$59K	$5K	COMPANION LIFE INSURANCE COMPANY