Welfare broker

HUGHES, SHAWN

Mailing address (most recent filing)

79 WEST MARKET ST

BETHLEHEM, PA 18018

Total comp: $3K
Commissions: $3K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where HUGHES, SHAWN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HM LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HM LIFE INSURANCE COMPANY	1	$426K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$426K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HUGHES, SHAWN's plans by broker comp / premium ratio. Median 0.21% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HUGHES, SHAWN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HUGHES, SHAWN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ANDESA SERVICES ANDESA SERVICES, INC. GROUP INSURANCE PLAN	PA	$426K	$901	HM LIFE INSURANCE COMPANY