Welfare broker

HSBC INSURANCE LLC

Mailing address (most recent filing)

591 PARK AVENUE

SUITE 103

IDAHO FALLS, ID 83402

Total comp: $98K
Commissions: $80K
Fees: $18K
Filings: 4
Sponsors: 4

Carrier mix

Where HSBC INSURANCE LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SELECTHEALTH100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SELECTHEALTH	1	$1.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ID	1	$1.9M	0.2%	265.01x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HSBC INSURANCE LLC's plans by broker comp / premium ratio. Median 4.17% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HSBC INSURANCE LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HSBC INSURANCE LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FRONTIER CREDIT UNION FRONTIER CREDIT UNION EMPLOYEE BENEFITS PLAN	ID	$1.9M	$78K	SELECTHEALTH