Welfare broker

HRCOMTRAK

Mailing address (most recent filing)

14516 BAY HILLS DR

LARGO, FL 33774

Total comp: $5K
Commissions: $0
Fees: $5K
Filings: 1
Sponsors: 1

Carrier mix

Where HRCOMTRAK places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$193K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$193K	0.0%	12.84x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HRCOMTRAK's plans by broker comp / premium ratio. Median 12.30% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of HRCOMTRAK's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HRCOMTRAK is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TRUSTLY, INC. TRUSTLY, INC. HEALTH AND WELFARE PLAN	CA	$193K	$24K	UNITED OF OMAHA LIFE INSURANCE COMPANY