Welfare broker

HR VIRTUAL SOLUTIONS LLC

Mailing address (most recent filing)

3501 ALGONQUIN ROAD

ROLLING MEADOWS, IL 60008

Total comp: $144K
Commissions: $144K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where HR VIRTUAL SOLUTIONS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA66.7%
DEARBORN LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$5.4M	66.7%
DEARBORN LIFE INSURANCE COMPANY	1	$35K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	3	$5.4M	0.1%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HR VIRTUAL SOLUTIONS LLC's plans by broker comp / premium ratio. Median 4.49% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of HR VIRTUAL SOLUTIONS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where HR VIRTUAL SOLUTIONS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TEMPCO ELECTRIC HEATER CORPORATION TEMPCO ELECTRIC HEATER CORPORATION EMPLOYEES GROUP HEALTH PLAN	IL	$3.5M	$156K	BLUE CROSS / BLUE SHIELD OF ILLINOIS
E.J. BASLER COMPANY E.J. BASLER CO. WELFARE BENEFITS PLAN	IL	$1.9M	$76K	BLUE CROSS BLUE SHIELD OF ILLINOIS
TEMPCO ELECTRIC HEATER CORPORATION TEMPCO ELECTRIC HEATER CORPORATION EMPLOYEES GROUP LIFE PLAN	IL	$35K	$4K	DEARBORN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$5.4M

66.7%

DEARBORN LIFE INSURANCE COMPANY

$35K

33.3%

State

Plans

Premium

State share

Index

$5.4M

0.1%

28.47x

Sponsor

Loc

Premium

Comp

Carrier

TEMPCO ELECTRIC HEATER CORPORATION

TEMPCO ELECTRIC HEATER CORPORATION EMPLOYEES GROUP HEALTH PLAN

$3.5M

$156K

BLUE CROSS / BLUE SHIELD OF ILLINOIS

E.J. BASLER COMPANY

E.J. BASLER CO. WELFARE BENEFITS PLAN

$1.9M

$76K

BLUE CROSS BLUE SHIELD OF ILLINOIS

TEMPCO ELECTRIC HEATER CORPORATION

TEMPCO ELECTRIC HEATER CORPORATION EMPLOYEES GROUP LIFE PLAN

$35K

$4K

DEARBORN LIFE INSURANCE COMPANY