Welfare broker

HOVIE AGENCY LLC

Mailing address (most recent filing)

11261 WRIGHT CIRCLE

OMAHA, NE 68144

Total comp: $47K
Commissions: $32K
Fees: $15K
Filings: 21
Sponsors: 21

Carrier mix

Where HOVIE AGENCY LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$111K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NE	1	$111K	0.1%	160.93x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HOVIE AGENCY LLC's plans by broker comp / premium ratio. Median 19.98% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HOVIE AGENCY LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HOVIE AGENCY LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NEBRASKA PLASTICS, INC. NEBRASKA PLASTICS, INC. SUPPLEMENTAL INSURANCE	NE	$111K	$22K	COLONIAL LIFE & ACCIDENT INSURANCE COMPANY