Welfare broker

HOLLY JO GARCIA

Mailing address (most recent filing)

4600 N 5TH ST

MCALLEN, TX 78504

Total comp: $14K
Commissions: $13K
Fees: $563
Filings: 3
Sponsors: 3

Carrier mix

Where HOLLY JO GARCIA places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AFLAC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AFLAC	1	$392K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$392K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HOLLY JO GARCIA's plans by broker comp / premium ratio. Median 11.15% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HOLLY JO GARCIA's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HOLLY JO GARCIA is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MAGIC VALLEY ELECTRIC COOPERATIVE MAGIC VALLEY ELECTRIC COOPERATIVE WRAP PLAN	TX	$392K	$44K	AFLAC