Welfare broker

HKM ASSOCIATES INC.

Mailing address (most recent filing)

7 ABBEY LANE

PLAINVIEW, NY 11803

Total comp: $60K
Commissions: $59K
Fees: $1K
Filings: 2
Sponsors: 2

Carrier mix

Where HKM ASSOCIATES INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AETNA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AETNA LIFE INSURANCE COMPANY	1	$3.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$3.5M	0.0%	19.99x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HKM ASSOCIATES INC.'s plans by broker comp / premium ratio. Median 5.35% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of HKM ASSOCIATES INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HKM ASSOCIATES INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE AMERICAN MUSICAL AND DRAMATIC ACADEMY AMDA WRAP BENEFIT PLAN	NY	$3.5M	$186K	AETNA LIFE INSURANCE COMPANY AND AFFILIATES