Welfare broker

HIGHSTREET INSURANCE PARTNERS

Mailing address (most recent filing)

305 WEST FRONT STREET, SUITE 201

TRAVERSE CITY, MI 49684

Total comp: $76K
Commissions: $67K
Fees: $9K
Filings: 4
Sponsors: 4

Carrier mix

Where HIGHSTREET INSURANCE PARTNERS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$2.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$2.6M	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HIGHSTREET INSURANCE PARTNERS's plans by broker comp / premium ratio. Median 3.81% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HIGHSTREET INSURANCE PARTNERS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HIGHSTREET INSURANCE PARTNERS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
IMI HOLDING CORP. IMI HOLDING CORP. WELFARE BENEFIT PLAN	MI	$2.6M	$100K	BLUE CROSS BLUE SHIELD OF MICHIGAN