Welfare broker

HIBBS INSURANCE AGENCY INC

Mailing address (most recent filing)

3124 LONE OAK RD

PADUCAH, KY 420035744

Total comp: $160K
Commissions: $148K
Fees: $12K
Filings: 1
Sponsors: 1

Carrier mix

Where HIBBS INSURANCE AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HUMANA INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HUMANA INSURANCE COMPANY	1	$148K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	1	$148K	0.0%	19.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HIBBS INSURANCE AGENCY INC's plans by broker comp / premium ratio. Median 107.92% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HIBBS INSURANCE AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HIBBS INSURANCE AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PLUMBERS & STEAMFITTERS LOCAL 184 PLUMBERS & STEAMFITTERS LOCAL 184 DENTAL AND VISION FUND	KY	$148K	$160K	HUMANA (THE DENTAL CONCERN, INC.)