Welfare broker

HI INS. & FINANCIAL SERVICES, INC.

Mailing address (most recent filing)

1009 KAPIOLANI BLVD. #2804

HONOLULU, HI 96814

Total comp: $106K
Commissions: $53K
Fees: $53K
Filings: 1
Sponsors: 1

Carrier mix

Where HI INS. & FINANCIAL SERVICES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HAWAII MEDICAL SERVICE ASSOCIATION100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HAWAII MEDICAL SERVICE ASSOCIATION	1	$1.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
UT	1	$1.8M	0.1%	131.45x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HI INS. & FINANCIAL SERVICES, INC.'s plans by broker comp / premium ratio. Median 5.95% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HI INS. & FINANCIAL SERVICES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HI INS. & FINANCIAL SERVICES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ALSCO GROUP MEDICAL PLAN	UT	$1.8M	$106K	HAWAII MEDICAL ASSURANCE ASSOCIATION