Welfare broker

HERBERT R CHAMBERS

Mailing address (most recent filing)

258 SOUTHWEST DRIVE

JONESBORO, AR 72401

Total comp: $84K
Commissions: $84K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where HERBERT R CHAMBERS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	3	$2.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	3	$2.3M	0.2%	65.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HERBERT R CHAMBERS's plans by broker comp / premium ratio. Median 7.93% vs welfare-wide median 6.31% (n=3).

Prospect-flag exposure · vs market baseline

Share of HERBERT R CHAMBERS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where HERBERT R CHAMBERS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BEACON TRANSPORT, LLC BEACON TRANSPORT, LLC HEALTH AND WELFARE BENEFITS PLAN	TN	$1.2M	$66K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.
ROYAL FURNITURE COMPANY ROYAL FURNITURE COMPANY WELFARE BENEFITS PLAN	TN	$759K	$62K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.
FIRST ORDER PIZZA, LLC FIRST ORDER PIZZA, LLC WELFARE BENEFITS PLAN	TN	$315K	$25K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$2.3M

100.0%

State

Plans

Premium

State share

Index

$2.3M

0.2%

65.16x

Sponsor

Loc

Premium

Comp

Carrier

BEACON TRANSPORT, LLC

BEACON TRANSPORT, LLC HEALTH AND WELFARE BENEFITS PLAN

$1.2M

$66K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.

ROYAL FURNITURE COMPANY

ROYAL FURNITURE COMPANY WELFARE BENEFITS PLAN

$759K

$62K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.

FIRST ORDER PIZZA, LLC

FIRST ORDER PIZZA, LLC WELFARE BENEFITS PLAN

$315K

$25K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.