Welfare broker

HERBERT G. HUMMEL

Mailing address (most recent filing)

139 HEATHER DRIVE

NEW HOPE, PA 18938

Total comp: $1K
Commissions: $1K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where HERBERT G. HUMMEL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$26K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$26K	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HERBERT G. HUMMEL's plans by broker comp / premium ratio. Median 5.45% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HERBERT G. HUMMEL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HERBERT G. HUMMEL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE ARC OF ATLANTIC COUNTY ARC OF ATLANTIC COUNTY HEALTH AND WELFARE BENEFITS PLAN	NJ	$26K	$1K	DELTA DENTAL OF NEW JERSEY, INC.