Welfare broker

HENRY C B FRANKLIN

Mailing address (most recent filing)

11019 MCCORMICK ROAD

SUITE 110

HUNT VALLEY, MD 21031

Total comp: $43K
Commissions: $14K
Fees: $29K
Filings: 3
Sponsors: 3

Carrier mix

Where HENRY C B FRANKLIN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$1.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	2	$1.5M	0.1%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HENRY C B FRANKLIN's plans by broker comp / premium ratio. Median 7.78% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of HENRY C B FRANKLIN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where HENRY C B FRANKLIN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CROSBY MARKETING COMMUNICATIONS, INC. CROSBY MARKETING COMMUNICATIONS, INC. HEALTH & WELFARE PLAN	MD	$1.2M	$83K	CAREFIRST OF MARYLAND, INC.
CURIO HOLDINGS, LLC CURIO HOLDINGS, LLC HEALTH & WELFARE PLAN	MD	$316K	$27K	CAREFIRST OF MARYLAND, INC.