Welfare broker

HEMB INSURANCE GROUP LLC

Mailing address (most recent filing)

2801 COHO ST STE 200

MADISON, WI 53713

Carrier mix

Where HEMB INSURANCE GROUP LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	4	$481K	44.4%
QUARTZ HEALTH BENEFIT PLANS CORPORATION	2	$3.3M	22.2%
PRINCIPAL LIFE INSURANCE COMPANY	1	$66K	11.1%
DELTA DENTAL OF CALIFORNIA	1	$111K	11.1%
DEAN HEALTH PLAN INC	1	$1.7M	11.1%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WI	9	$5.7M	0.4%	53.08x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HEMB INSURANCE GROUP LLC's plans by broker comp / premium ratio. Median 6.89% vs welfare-wide median 6.29% (n=9).

Prospect-flag exposure · vs market baseline

Share of HEMB INSURANCE GROUP LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-9 of 9 sponsors where HEMB INSURANCE GROUP LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NEW GLARUS BREWING COMPANY NEW GLARUS BREWING COMPANY WELFARE BENEFIT PLAN	WI	$2.4M	$43K	QUARTZ HEALTH BENEFIT PLANS CORPORATION
CLACK CORPORATION CLACK CORPORATION EMPLOYEE BENEFIT PLAN	WI	$363K	$25K	UNITED OF OMAHA LIFE INSURANCE COMPANY
PELLITTERI WASTE SYSTEMS, INC. PELLITTERI WASTE SYSTEMS, INC. HEALTH PLAN	WI	$1.7M	$23K	DEAN HEALTH PLAN INC
CHARTWELL MIDWEST WISCONSIN LLC CHARTWELL MIDWEST WISCONSIN, LLC WELFARE BENEFIT PLAN	WI	$960K	$14K	QUARTZ HEALTH BENEFIT PLANS CORPORATION
PELLITTERI WASTE SYSTEMS, INC. PELLITTERI WASTE SYSTEMS, INC. SHORT TERM DISABILITY PLAN	WI	$70K	$10K	UNITED OF OMAHA LIFE INSURANCE COMPANY
UNITED LIQUID WASTE RECYCLING, INC UNITED LIQUID WASTE RECYCLING, INC EMPLOYEE BENEFITS PLANS	WI	$66K	$7K	PRINCIPAL LIFE INSURANCE COMPANY
PELLITTERI WASTE SYSTEMS, INC. PELLITTERI WASTE SYSTEMS, INC. LONG TERM DISABILITY PLAN	WI	$36K	$7K	UNITED OF OMAHA LIFE INSURANCE COMPANY
PELLITTERI WASTE SYSTEMS, INC. PELLITTERI WASTE SYSTEMS, INC. DENTAL PLAN	WI	$111K	$6K	DELTA DENTAL OF WISCONSIN
PELLITTERI WASTE SYSTEMS, INC. PELLITTERI WASTE SYSTEMS, INC. LIFE PLAN	WI	$13K	$2K	UNITED OF OMAHA LIFE INSURANCE COMPANY