Welfare broker

HEATHER A MOSHER

Mailing address (most recent filing)

300 S FRONT STREET

MARQUETTE, MI 49855

Total comp: $318K
Commissions: $318K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where HEATHER A MOSHER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	4	$8.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	4	$8.3M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HEATHER A MOSHER's plans by broker comp / premium ratio. Median 4.65% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of HEATHER A MOSHER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where HEATHER A MOSHER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EAGLE MINE LLC EAGLE MINE LLC P002	MI	$5.4M	$215K	BLUE CROSS BLUE SHIELD OF MICHIGAN
WENDRICKS TRUSS, INC WENDRICKS TRUSS INC. WELFARE BENEFIT PLAN	MI	$1.0M	$58K	BLUE CROSS BLUE SHIELD OF MICHIGAN
SUPERIOR EXTRUSION INC THE SUPERIOR EXTRUSION INC HEALTH PLAN	MI	$1.2M	$46K	BLUE CROSS BLUE SHIELD OF MICHIGAN
THE FIRE STATION THE FIRE STATION LLC WELFARE BENEFIT PLAN	MI	$694K	$37K	BLUE CROSS BLUE SHIELD OF MICHIGAN

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$8.3M

100.0%

State

Plans

Premium

State share

Index

$8.3M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

EAGLE MINE LLC

EAGLE MINE LLC P002

$5.4M

$215K

BLUE CROSS BLUE SHIELD OF MICHIGAN

WENDRICKS TRUSS, INC

WENDRICKS TRUSS INC. WELFARE BENEFIT PLAN

$1.0M

$58K

BLUE CROSS BLUE SHIELD OF MICHIGAN

SUPERIOR EXTRUSION INC

THE SUPERIOR EXTRUSION INC HEALTH PLAN

$1.2M

$46K

BLUE CROSS BLUE SHIELD OF MICHIGAN

THE FIRE STATION

THE FIRE STATION LLC WELFARE BENEFIT PLAN

$694K

$37K

BLUE CROSS BLUE SHIELD OF MICHIGAN