Welfare broker

HEATHER A MOORE

Mailing address (most recent filing)

100 N TRYON STREET

SUITE 111

CHARLOTTE, NC 28202

Total comp: $279K
Commissions: $279K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where HEATHER A MOORE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$19.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	2	$19.9M	0.1%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HEATHER A MOORE's plans by broker comp / premium ratio. Median 4.00% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of HEATHER A MOORE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where HEATHER A MOORE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PREMIER RESEARCH INTERNATIONAL LLC PREMIER RESEARCH INTERNATIONAL LLC HEALTH & WELFARE PLAN	NC	$16.2M	$412K	BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA
ABB- E-MOBILITY, INC. ABB E-MOBILITY INC. WRAP BENEFIT PLAN	NC	$3.7M	$202K	BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$19.9M

100.0%

State

Plans

Premium

State share

Index

$19.9M

0.1%

47.73x

Sponsor

Loc

Premium

Comp

Carrier

PREMIER RESEARCH INTERNATIONAL LLC

PREMIER RESEARCH INTERNATIONAL LLC HEALTH & WELFARE PLAN

$16.2M

$412K

BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA

ABB- E-MOBILITY, INC.

ABB E-MOBILITY INC. WRAP BENEFIT PLAN

$3.7M

$202K

BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA