Welfare broker

HEATH BENEFIT PARTNERS INSURANCE

Mailing address (most recent filing)

26522 LA ALAMEDA, SUITE 130

MISSION VIEJO, CA 92691

Total comp: $165K
Commissions: $165K
Fees: $0
Filings: 7
Sponsors: 7

Carrier mix

Where HEATH BENEFIT PARTNERS INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$326K	50.0%
BLUE CROSS OF CALIFORNIA	1	$2.5M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IA	1	$2.5M	0.1%	52.62x
CA	1	$326K	0.0%	6.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HEATH BENEFIT PARTNERS INSURANCE's plans by broker comp / premium ratio. Median 8.41% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of HEATH BENEFIT PARTNERS INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where HEATH BENEFIT PARTNERS INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
IR LABS DE, LLC IR LABS DE LLC BENEFIT PLAN	IA	$2.5M	$206K	CALIFORNIA PHYSICIANS' SERVICE (BLUE SHIELD OF CALIFORNIA)
COMPASSIONATE CANCER CARE MEDICAL GROUP COMPASSIONATE CANCER CARE MEDICAL GROUP BENEFIT PLAN	CA	$326K	$28K	KAISER FOUNDATION HEALTH PLAN INC

Carrier

Plans

Premium

KAISER FOUNDATION HEALTH PLAN INC

$326K

50.0%

BLUE CROSS OF CALIFORNIA

$2.5M

50.0%

State

Plans

Premium

State share

Index

$2.5M

0.1%

52.62x

$326K

0.0%

6.38x

Sponsor

Loc

Premium

Comp

Carrier

IR LABS DE, LLC

IR LABS DE LLC BENEFIT PLAN

$2.5M

$206K

CALIFORNIA PHYSICIANS' SERVICE (BLUE SHIELD OF CALIFORNIA)

COMPASSIONATE CANCER CARE MEDICAL GROUP

COMPASSIONATE CANCER CARE MEDICAL GROUP BENEFIT PLAN

$326K

$28K

KAISER FOUNDATION HEALTH PLAN INC