Welfare broker

HEALTHY BUSINESS GROUP LLC

Mailing address (most recent filing)

34 BAY STREET

PO BOX 1346

SAG HARBOR, NY 119630000

Total comp: $1.0M
Commissions: $74K
Fees: $959K
Filings: 33
Sponsors: 33

Carrier mix

Where HEALTHY BUSINESS GROUP LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HEALTH NET100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HEALTH NET	1	$304K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$304K	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HEALTHY BUSINESS GROUP LLC's plans by broker comp / premium ratio. Median 80.98% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HEALTHY BUSINESS GROUP LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HEALTHY BUSINESS GROUP LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CLUB CAR WASH OPERATING, LLC CLUB CAR WASH OPERATING, LLC EMPLOYEE BENEFITS PLAN	MO	$304K	$246K	HEALTHY ALLIANCE LIFE INSURANCE COMPANY