Welfare broker

HEALTHFIRST BENEFITS INC

Mailing address (most recent filing)

821 E SE LOOP 323

TYLER, TX 75701

Total comp: $4K
Commissions: $4K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where HEALTHFIRST BENEFITS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

COMPANION LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
COMPANION LIFE INSURANCE COMPANY	1	$642K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$642K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HEALTHFIRST BENEFITS INC's plans by broker comp / premium ratio. Median 1.32% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HEALTHFIRST BENEFITS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HEALTHFIRST BENEFITS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TEXAS SPINE AND JOINT HOSPITAL TEXAS SPINE AND JOINT HOSPITAL EMPLOYEE BENEFIT PLAN	TX	$642K	$8K	INTERNATIONAL SPECIALITY UNDERWRITERS/COMPANION LIFE INSURANCE