Welfare broker

HEALTHCARE CHOICE LLC

Mailing address (most recent filing)

111 STEVENSWOOD DR

BRISTOL, TN 37620

Total comp: $154K
Commissions: $85K
Fees: $69K
Filings: 4
Sponsors: 4

Carrier mix

Where HEALTHCARE CHOICE LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE STANDARD50.0%
AFLAC50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE STANDARD	1	$435K	50.0%
AFLAC	1	$292K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	2	$727K	0.1%	45.89x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HEALTHCARE CHOICE LLC's plans by broker comp / premium ratio. Median 22.06% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of HEALTHCARE CHOICE LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where HEALTHCARE CHOICE LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BERRY ENTERPRISES, INC BERRY ENTERPRISES, INC HEALTH AND WELFARE PLAN	VA	$292K	$85K	BENCHMARK
SOUTHWEST VIRGINIA COMMUNITY HEALTH SYSTEMS, INC. SOUTHWEST VIRGINIA COMMUNITY HEALTH CENTER HEALTH PROTECTION PLAN	VA	$435K	$65K	STANDARD LIFE