Welfare broker

HEALTH PLANS, INC.

Mailing address (most recent filing)

1500 WEST DRIVE PARK

WESTBOROUGH, MA 02199

Total comp: $490K
Commissions: $216K
Fees: $273K
Filings: 10
Sponsors: 10

Carrier mix

Where HEALTH PLANS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY66.7%
IU HEALTH PLAN33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	2	$880K	66.7%
IU HEALTH PLAN	1	$655K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NH	1	$645K	0.2%	94.17x
MI	1	$655K	0.0%	13.72x
MA	1	$236K	0.0%	15.41x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HEALTH PLANS, INC.'s plans by broker comp / premium ratio. Median 22.00% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of HEALTH PLANS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where HEALTH PLANS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INTEGRA PARTNERS, LLC INTEGRA PARTNERS, LLC HEALTH AND WELFARE PLAN	MI	$655K	$144K	HEALTH PLANS, INC.
NEWBURY COMICS INC NEWBURY COMICS MEDICAL AND DENTAL PLAN	MA	$236K	$102K	HCC LIFE INSURANCE
HUTTER CONSTRUCTION CORPORATION HUTTER CONSTRUCTION CORPORATION GROUP MEDICAL PLAN	NH	$645K	$6K	HCC LIFE INSURANCE COMPANY

Carrier

Plans

Premium

HCC LIFE INSURANCE COMPANY

$880K

66.7%

IU HEALTH PLAN

$655K

33.3%

State

Plans

Premium

State share

Index

$645K

0.2%

94.17x

$655K

0.0%

13.72x

$236K

0.0%

15.41x

Sponsor

Loc

Premium

Comp

Carrier

INTEGRA PARTNERS, LLC

INTEGRA PARTNERS, LLC HEALTH AND WELFARE PLAN

$655K

$144K

HEALTH PLANS, INC.

NEWBURY COMICS INC

NEWBURY COMICS MEDICAL AND DENTAL PLAN

$236K

$102K

HCC LIFE INSURANCE

HUTTER CONSTRUCTION CORPORATION

HUTTER CONSTRUCTION CORPORATION GROUP MEDICAL PLAN

$645K

$6K

HCC LIFE INSURANCE COMPANY