Welfare broker

HEALTH PLAN STRATEGIES INC

Mailing address (most recent filing)

12540 NEW WINDSOR RD

UNION BRIDGE, MD 21791

Total comp: $163K
Commissions: $75K
Fees: $89K
Filings: 1
Sponsors: 1

Carrier mix

Where HEALTH PLAN STRATEGIES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$4.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	1	$4.2M	0.1%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HEALTH PLAN STRATEGIES INC's plans by broker comp / premium ratio. Median 3.85% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HEALTH PLAN STRATEGIES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HEALTH PLAN STRATEGIES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SOUTHEASTERN COMPUTER CONSULTANTS, INC. SOUTHEASTERN COMPUTER CONSULTANTS, INC. EMPLOYEE BENEFITS PLAN	MD	$4.2M	$163K	CAREFIRST BLUECHOICE, INC.