Welfare broker

HEALTH CHOICES OF CA INS. SERVICES

Mailing address (most recent filing)

1430 GALAXY DR.

NEWPORT BEACH, CA 92660

Total comp: $113K
Commissions: $108K
Fees: $5K
Filings: 3
Sponsors: 3

Carrier mix

Where HEALTH CHOICES OF CA INS. SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED HEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED HEALTHCARE INSURANCE COMPANY	1	$611K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$611K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HEALTH CHOICES OF CA INS. SERVICES's plans by broker comp / premium ratio. Median 9.44% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HEALTH CHOICES OF CA INS. SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HEALTH CHOICES OF CA INS. SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SEIDNER MILLER, INC. SEIDNER MILLER, INC. WELFARE BENEFIT PLAN	CA	$611K	$58K	UNITED HEALTHCARE INSURANCE COMPANY