Welfare broker

HARMAN DENNIS BRADSHAW INC

Mailing address (most recent filing)

P O BOX 241667

MONTGOMERY, AL 36124

Total comp: $3K
Commissions: $2K
Fees: $300
Filings: 1
Sponsors: 1

Carrier mix

Where HARMAN DENNIS BRADSHAW INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$3.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	1	$3.2M	0.1%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HARMAN DENNIS BRADSHAW INC's plans by broker comp / premium ratio. Median 0.12% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HARMAN DENNIS BRADSHAW INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HARMAN DENNIS BRADSHAW INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HWASHIN AMERICA CORPORATION HWASHIN AMERICA CORPORATION HEALTH BENEFITS	AL	$3.2M	$4K	BLUE CROSS BLUE SHIELD