Welfare broker

HARDENBERGH INSURANCE GROUP

Mailing address (most recent filing)

PO BOX 8000

MARLTON, NJ 08053

Total comp: $208K
Commissions: $206K
Fees: $1K
Filings: 9
Sponsors: 9

Carrier mix

Where HARDENBERGH INSURANCE GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$157K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$157K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HARDENBERGH INSURANCE GROUP's plans by broker comp / premium ratio. Median 8.33% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HARDENBERGH INSURANCE GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HARDENBERGH INSURANCE GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TINIUS OLSEN TESTING MACHINE CO, INC. TINIUS OLSEN TESTING MACHINE CO, INC. HEALTH & WELFARE PLAN	PA	$157K	$13K	METROPOLITAN LIFE INSURANCE COMPANY