Welfare broker

HAJOSTEK, PATRICIA A

Mailing address (most recent filing)

1508 ALEXANDER AVENUE

CROOKSTON, MN 56716

Total comp: $8K
Commissions: $8K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where HAJOSTEK, PATRICIA A places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$741K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ND	1	$741K	0.3%	346.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HAJOSTEK, PATRICIA A's plans by broker comp / premium ratio. Median 2.26% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HAJOSTEK, PATRICIA A's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HAJOSTEK, PATRICIA A is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DEVELOPMENT HOMES, INC. DEVELOPMENT HOMES INC CAFETERIA PLAN	ND	$741K	$17K	BLUE CROSS BLUE SHIELD OF NORTH DAKOTA