Welfare broker

HAGAINS, CHRISTOPHER E

Mailing address (most recent filing)

5209 SUNWOOD CIRCLE

FORT WORTH, TX 76123

Total comp: $11K
Commissions: $11K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where HAGAINS, CHRISTOPHER E places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$231K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$231K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HAGAINS, CHRISTOPHER E's plans by broker comp / premium ratio. Median 5.42% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HAGAINS, CHRISTOPHER E's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HAGAINS, CHRISTOPHER E is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FIRST BAIRD BANCSHARES, INC. FIRST BAIRD BANCSHARES, INC. HEALTH AND WELFARE PLAN	TX	$231K	$13K	UNUM LIFE INSURANCE COMPANY OF AMERICA