Welfare broker

HJ KNIGHT INTERNATIONAL

Mailing address (most recent filing)

30 BRAINTREE HILL OFF. PK, STE 203

BRAINTREE, MA 02184

Total comp: $108K
Commissions: $108K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where HJ KNIGHT INTERNATIONAL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNION SECURITY INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNION SECURITY INSURANCE COMPANY	1	$551K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$551K	0.1%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HJ KNIGHT INTERNATIONAL's plans by broker comp / premium ratio. Median 5.00% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HJ KNIGHT INTERNATIONAL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HJ KNIGHT INTERNATIONAL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SHEET METAL WORKERS NATIONAL HEALTH FUND SHEET METAL WORKERS NATIONAL HEALTH FUND	TN	$551K	$28K	THE UNION LABOR LIFE INSURANCE COMPANY