Welfare broker

H&B CONSULTING ASSOCIATES, LLC

Mailing address (most recent filing)

PO BOX 428

HUDSON OHIO, OH 44236

Total comp: $66K
Commissions: $66K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where H&B CONSULTING ASSOCIATES, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRUDENTIAL INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRUDENTIAL INSURANCE COMPANY OF AMERICA	2	$6.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$6.5M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of H&B CONSULTING ASSOCIATES, LLC's plans by broker comp / premium ratio. Median 1.26% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of H&B CONSULTING ASSOCIATES, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where H&B CONSULTING ASSOCIATES, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MASCO CORPORATION EMPLOYEE BENEFIT PLAN B OF MASCO CORPORATION	MI	$4.2M	$66K	PRUDENTIAL INSURANCE COMPANY OF AMERICA
MASCO CORPORATION EMPLOYEE BENEFIT PLAN OF MASCO CORPORATION	MI	$2.3M	$22K	PRUDENTIAL INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

PRUDENTIAL INSURANCE COMPANY OF AMERICA

$6.5M

100.0%

State

Plans

Premium

State share

Index

$6.5M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

MASCO CORPORATION

EMPLOYEE BENEFIT PLAN B OF MASCO CORPORATION

$4.2M

$66K

PRUDENTIAL INSURANCE COMPANY OF AMERICA

MASCO CORPORATION

EMPLOYEE BENEFIT PLAN OF MASCO CORPORATION

$2.3M

$22K

PRUDENTIAL INSURANCE COMPANY OF AMERICA